The General SR-22 Insurance Review
A dedicated high-risk carrier that regularly writes policies for profiles other insurers turn away.
Does The General Offer SR-22 Filings?
Yes. The General is built around non-standard auto insurance and SR-22 filings specifically, with particular strength in harder-to-place situations — multiple violations, a suspended license, or a combination of risk factors that make some other carriers decline.
Coverage Options
- Standard SR-22 auto policies
- Non-owner SR-22 policies
- Coverage for drivers with multiple violations or a suspended license history
Cost & Fees
The General's pricing is competitive specifically for harder-to-place risk profiles; for a simpler situation (a first-time coverage lapse, for example), a broader carrier may be equally or more competitive. Always compare — see the general cost breakdown.
Availability by State
The General writes policies in most states. Confirm your specific state directly, especially if you're dealing with FR-44 requirements in Virginia or Florida.
How to File With The General
- Get a quote and disclose your full violation history upfront for the most accurate pricing.
- Confirm the SR-22 filing timeline — typically 24–48 hours, electronic.
- Purchase the policy and request filing confirmation, especially against a reinstatement deadline.
Pros & Cons
Pros
- Writes policies for harder-to-place profiles
- Non-owner options available
- Experience with suspended-license reinstatement situations
Cons
- May not be the cheapest option for lower-risk SR-22 situations
If The General Declines Your Application
This is rare given its focus, but if it happens, your state's assigned risk pool is the backstop option — see alternatives to SR-22 insurance.