Progressive SR-22 Insurance Review

Does Progressive Offer SR-22 Filings?

Yes. Progressive files SR-22s electronically in nearly every state, typically same-day, whether you're a new customer or adding the filing to an existing policy.

Coverage Options

Standard SR-22 auto policies at your state's required minimum liability or higher
Non-owner SR-22 policies for drivers without a vehicle
FR-44 filings in Virginia and Florida where applicable

Cost & Fees

Progressive doesn't publish a flat SR-22 filing fee — it's typically passed through at your state's standard rate ($15–$25 in most states). Your overall premium reflects your driving record and the violation that triggered the requirement, same as any carrier — see the general cost breakdown for typical ranges.

Availability by State

Progressive writes SR-22 policies in nearly all 50 states, making it one of the more consistent options if you're comparing carriers across state lines or aren't sure whether your state's specialists will cover your situation.

How to File With Progressive

Get a quote specifying you need an SR-22 filing.
Confirm the filing is included in your quote, not billed separately without notice.
Purchase the policy — Progressive typically files electronically within the same business day.
Request confirmation of the filing for your records, especially if you're on a reinstatement deadline.

Pros & Cons

Pros

Widest state availability of the carriers we cover
Same-day electronic filing
Non-owner policies available

Cons

Not a dedicated high-risk specialist — pricing after multiple violations may be less competitive than Dairyland or The General

If Progressive Declines Your Application

If your specific record puts you outside Progressive's underwriting appetite, a dedicated high-risk specialist like Dairyland or The General is the next step — see alternatives if no standard-market carrier will write you.